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NYC COI Movers | Certified & Insured for Every NYC Building

In New York City, moving into most residential or commercial buildings isn’t just about showing up—it’s about proving you’re insured. With co-ops, condos, and high-rises requiring strict Certificates of Insurance (COIs) before allowing movers on the property, choosing a mover who understands COI protocols is critical.

Divine Moving & Storage has been navigating NYC’s building insurance requirements for nearly 30 years. We provide same-day COIs tailored to each building’s unique demands and are pre-approved by countless management companies across Manhattan, Brooklyn, Queens, and the Bronx.

What Is a Certificate of Insurance (COI) and Why Do You Need It?

A Certificate of Insurance is an official document showing that your movers carry the proper insurance coverage—typically including:

• General liability (up to $10M in some buildings)

• Workers’ compensation

• Automobile insurance

• Umbrella liability

• Property damage and cargo coverage

Most NYC buildings—especially high-end co-ops, condos, and office towers—will not let a moving crew step onto the premises without submitting a building-specific COI in advance. And many require:

• Being named as the certificate holder and additional insured

• Custom formatting with legal language

• Proof of coverage that exactly matches their requirements

• Approval by a building manager or board days before move-in

At Divine, we take care of it all—fast, accurately, and without delays that could derail your move.

Why Divine Moving Is NYC’s Go-To COI-Compliant Mover

Other movers treat COIs as an afterthought. We treat them as a mission-critical step. Our in-house compliance teamworks directly with your building to ensure all insurance requirements are met—usually within a few hours.

✅ What Sets Divine Apart:

• Same-day COI issuance

• Dedicated team coordinating with building management

• Fully licensed, bonded, and insured

• Custom COIs for co-ops, condos, and commercial properties

• Approved by major NYC property managers

• Experience with NYC’s strictest buildings

Buildings Where COIs Are Always Required

We’ve moved clients in and out of some of the most exclusive buildings in NYC, including:

• Luxury high-rises (Hudson Yards, Battery Park City, Upper West Side)

• Historic co-ops (Carnegie Hill, Greenwich Village, Upper East Side)

• Columbia and NYU-affiliated housing

• Commercial and retail office towers (Midtown, SoHo, FiDi)

• Doorman-managed properties and concierge buildings

• New developments with underground dock access

If your building requires a COI—we’ve likely worked with them already.

Real-World Challenges — Solved by Divine

🎯 Problem: COI wasn’t submitted in time; building won’t allow move
✅ Divine’s Solution: We deliver COIs within hours, not days, and always confirm acceptance directly with the building.

🎯 Problem: Mover’s COI doesn’t meet $10M general liability requirement
✅ Divine’s Solution: We carry high-limit policies and issue customized COIs that exceed NYC’s most demanding standards.

🎯 Problem: Incorrect legal name on COI invalidates access
✅ Divine’s Solution: Our compliance staff double-checks all certificate holders and additional insured entities before submission.

Full-Service COI-Compliant Moving Services

Once your COI is cleared, Divine delivers a seamless full-service move, including:

• Packing & unpacking

• Furniture disassembly & reassembly

• Hoisting for oversized items

• Secure short- and long-term storage

• White-glove handling for art, antiques & valuables

• Weekend and after-hours availability

• Guaranteed flat-rate quotes with no surprises

Where We Offer COI-Compliant Moves

We provide COI-ready services across all five boroughs, with deep experience in:

• Upper East Side, Carnegie Hill, and Yorkville

• Hudson Yards and Hell’s Kitchen

• Financial District and Battery Park

• SoHo, Tribeca, and West Village

• Astoria, Long Island City, and Williamsburg

• Brooklyn Heights and Downtown Brooklyn

• Riverdale, Harlem, Inwood, and beyond

Don’t Let COIs Delay Your Move

A last-minute COI issue can ruin your moving day. At Divine, we’ve made COIs part of our planning process—not an afterthought. Whether your building wants a standard form or a 5-page legal rider, we’ll get it done—and you’ll be cleared to move without stress.

Call us now at (212) 244-4011 or request your quote online. We’ll handle your move—and the insurance paperwork that comes with it.

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